Activate Your Coverage

Call us or enter your code below to go through our online activation process.

Activate your Trupanion coverage and get:

No Waiting Periods Upon Activation

Your certificate provides immediate cover with no waiting periods.

Industry-Leading Cover

You get one simple plan—our best one—with 90% cover and no payout limits for all new injuries and illnesses and no payout limits. $250 per condition excess is included with your cover.

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24/7 Member Support

You can reach our award-winning Member Experience team 24/7 to answer any questions.

Exam and Go Home Day Opportunity FAQs

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Is my pet eligible for this offer?

All dogs and cats before their 14th birthday are eligible for lifelong insurance from Trupanion. You must activate the Exam Day Offer within 24 hours of your pet’s veterinary exam received from one of our partner veterinary hospitals.

If you have a Go Home Day Opportunity from one of our partner Breeders or Shelters, it must be activated within 24 hours of going home with your pet.

Activation outside the 24 hour period or not from one of our partners is considered invalid.

Can I activate the offer at any time?

No, so don’t wait!
You need to activate your offer within 24 hours after your pet’s exam or going home with your pet for the first time with the opportunity from your breeder.

What’s covered?

This offer provides the full benefits of our policy. That means you’re covered for all new injuries and illnesses, including:

  • Diagnostic tests
  • Surgeries
  • Medications
  • Hospital stays
  • Supplements
  • And much more

Your coverage includes a $250 per condition excess that you can change when you sign up.

What’s not covered?

We never want to surprise you with any hidden exclusions or limits, so here’s what we don’t cover:

  • Routine and preventative care (teeth cleaning, nail trimmings, and other things you can anticipate)
  • Consultation or Exam fees
  • Pre-existing conditions
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What are pre-existing conditions?

Pre-existing conditions are conditions that show signs before cover begins, and in this case this means prior to activating your Offer (Exam or Go Home Day). If you wait until your pet has an illness or injury to get pet insurance, that condition will not be covered.

Trupanion covers all new injuries and illnesses, there is no pet insurance provider able to cover pre-existing conditions.

We love informed decisions. See the policy for details.