Activate Your Coverage

Or enter your code below to go through our online activation process.


Activate your Trupanion coverage and get:

No Waiting Periods Upon Activation

Your certificate provides immediate cover with no waiting periods.

Industry-Leading Cover

You get one simple plan—our best one—with 90% cover and no payout limits for all new injuries and illnesses and no payout limits. $250 per condition excess is included with your cover.

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24/7 Member Support

You can reach our award-winning Member Experience team 24/7 to answer any questions.


Exam Day Offer FAQs

Woman holding small dog over her shoulder

Is my pet eligible for this offer?

All dogs and cats between 8 weeks and before their 14th birthday are eligible for lifelong insurance from Trupanion. You must activate the Exam Day Offer within 24 hours of your pet’s veterinary exam received from one of our partner veterinary hospitals. Activation outside the 24 hour period or not from one of our partners is considered invalid.

Can I activate the offer at any time?

No, so don’t wait!
You need to activate your offer within 24 hours after your pet’s exam.

What’s covered?

This offer provides the full benefits of our policy. That means you’re covered for all new injuries and illnesses, including:

  • Diagnostic tests
  • Surgeries
  • Medications
  • Hospital stays
  • Supplements
  • And much more

Your coverage includes a $250 per condition excess that you can change when you sign up.

What’s not covered?

We never want to surprise you with any hidden exclusions or limits, so here’s what we don’t cover:

  • Routine and preventative care (teeth cleaning, nail trimmings, and other things you can anticipate)
  • Consultation or Exam fees
  • Pre-existing conditions
Couple holding long hair older cat

What are pre-existing conditions?

Pre-existing conditions are conditions that show signs before cover begins, and in this case this means prior to activating your Exam Day Offer. If you wait until your pet has an illness or injury to get pet insurance, that condition will not be covered.

Trupanion covers all new injuries and illnesses, there is no pet insurance provider able to cover pre-existing conditions.

We love informed decisions. See the policy for details.