Activate Your Coverage

Call us or enter your code below to go through our online activation process.

Activate your Trupanion coverage and get:

No Waiting Periods Upon Activation

Your certificate provides immediate cover with no waiting periods.

Industry-Leading Cover

You get one simple plan—our best one—with 90% cover and no payout limits for all new injuries and illnesses and no payout limits. $250 per condition excess is included with your cover.

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24/7 Member Support

You can reach our award-winning Member Experience team 24/7 to answer any questions.

Exam and Go Home Day Opportunity FAQs

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Is my pet eligible for this offer?

All dogs and cats before their 14th birthday are eligible for lifelong insurance from Trupanion. You must activate the Exam Day Offer within 24 hours of your pet’s veterinary exam received from one of our partner veterinary hospitals.

If you have a Go Home Day Opportunity from one of our partner Breeders or Shelters, it must be activated within 24 hours of going home with your pet.

Activation outside the 24 hour period or not from one of our partners is considered invalid.

Can I activate the offer at any time?

No, so don’t wait!
You need to activate your offer within 24 hours after your pet’s exam or going home with your pet for the first time with the opportunity from your breeder.

What’s covered?

This offer provides the full benefits of our policy. That means you’re covered for all new injuries and illnesses, including:

  • Diagnostic tests
  • Surgeries
  • Medications
  • Hospital stays
  • Supplements
  • And much more

Your coverage includes a $250 per condition excess that you can change when you sign up.

What’s not covered?

We never want to surprise you with any hidden exclusions or limits, so here’s what we don’t cover:

  • Routine and preventative care (teeth cleaning, nail trimmings, and other things you can anticipate)
  • Consultation or Exam fees
  • Pre-existing conditions
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What are pre-existing conditions?

Pre-existing conditions are conditions that show signs before cover begins, and in this case this means prior to activating your Offer (Exam or Go Home Day). If you wait until your pet has an illness or injury to get pet insurance, that condition will not be covered.

Trupanion covers all new injuries and illnesses, there is no pet insurance provider able to cover pre-existing conditions.

We love informed decisions. See the policy for details.

Offer commences on 1st November 2023 at 11:30am AEDT and ends on 31st December 2026 11:30am AEDT (Offer Period). Offer provides new and existing customers with a one-time 30 days free for new pets when you validly activate a Trupanion Pet Insurance Policy within 24 hours of your pet’s veterinary exam or of going home with your pet, during the Offer Period (Offer). You will not be charged a premium instalment or be required to provide payment details for 30 days, from the selected policy commencement date. Should you elect to purchase a policy following the Offer expiring, you will be required to pay monthly premiums.

Offer applies to new Trupanion Pet Insurance policies activated during the Offer Period, online or by phone by using a supplied promo code:


Offer is automatically applied at the time of activating the Trupanion Pet Insurance Policy.

Not available with any other offer. Offer subject to the terms and conditions of the Trupanion Pet Insurance Policy. Eligibility criteria applies for Trupanion Pet Insurance and is subject to the Trupanion Pet Insurance terms and conditions (Refer to the Product Disclosure Statement).  Invalid offers (that are activated without meeting the eligibility criteria) do not receive the benefits of the offer. Trupanion Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.