Please find below our Product Disclosure Statements (PDS) and Target Market Determinations (TMD). We recommend you keep a copy of the PDS that applies to your policy for your records. If you’re not sure which PDS applies to you, please check your Certificate of Insurance or contact us.
For policies entered into for the first time on or after 23rd March 2026:


For free TruCover policies activated on or after 23 March 2026:


For policies entered into for the first time prior to 21st March 2026 and subsequent renewals of those policies:


For policies entered into on or after 15 September 2025 and prior to March 21st 2026:


For policies entered into before 15 September 2025:


