What makes Trupanion a better kind of pet insurance?
No payout limits – ever*
We pay all eligible claims with no annual or sub-limits so you have more time for belly rubs.
You choose your excess
Whether you’re budgeting for treats or toys, we’ve got options to suit your wallet.
Cover for (almost) every ouchie
We cover 90% of eligible costs for new injuries and illnesses after your excess is met.*
Here for you 24/7/365
Sick pup at midnight? We’ve got you – no matter when.
Real pets. Real stories. Real peace of mind.
Over 8,000 Aussie pets are already living life covered – and loving it.**
Coverage that keeps up with every bark, purr, and zoomie
We’re not like the others. Trupanion offers straightforward, comprehensive medical cover so you can stay focused on cuddles, not claims. Covered conditions and treatments include (but definitely aren’t limited to):
Hereditary & congenital
- Cherry eye
- Diabetes
- Hip dysplasia
- Thyroid disease
- Cancer
- Heart disease
- Urinary obstructions
- Nervous system issues
Illnesses & injuries
- New, unexpected injuries & illnesses
- Bite wounds
- Swallowed objects & toxins
- Patella luxation
- Allergies
- Kidney disease
- Upper respiratory infections
- Urinary obstruction
And much more!
- X-rays, ultrasounds & CT scans
- Surgeries & hospital stays
- Medications
- Veterinary supplements
- Herbal therapy
- Physical therapy
- Advanced dentistry
- Prosthetic devices & carts
Claim on the spot at the vet, and only pay the gap
We pay your vet directly with GapOnly® so you can focus on ear scritches, not paperwork.#
Your pet gets the treatment they need.
Your vet submits a GapOnly® claim which will be assessed in around 5 minutes.
Once approved, you simply pay the gap amount (the amount not covered by your policy) and go!
*Terms, conditions and exclusions apply. See PDS for details.
**Testimonials are based on individual circumstances and varying factors such as cover options, excess, risk ratings and available discounts apply.
#At checkout, your vet sends us the bill. You pay your share (the difference between the vet’s invoice and the eligible claim benefit under your policy), and we’ll take care of the rest.