What makes Trupanion a better kind of pet insurance?
No payout limits – ever
We pay all eligible claims with no annual or sub-limits so you have more time for belly rubs.
Optional, flexible excess
Whether you’re budgeting for treats or toys, we’ve got options to suit your wallet.
Cover for every ouchie*
We cover 90% of eligible costs for new injuries and illnesses.
Here for you 24/7/365
Sick pup at midnight? We’ve got you – no matter when.
Real pets. Real stories. Real protection.
Over 8,000 Aussie pets are already living life covered – and loving it.**
Coverage that keeps up with every bark, purr, and zoomie
We’re not like the others. Trupanion offers straightforward, comprehensive medical cover so you can stay focused on cuddles, not claims. Covered conditions and treatments include (but definitely aren’t limited to):
Hereditary & congenital
- Cherry eye
- Diabetes
- Hip dysplasia
- Thyroid disease
- Cancer
- Heart disease
- Urinary obstructions
- Nervous system issues
Illnesses & injuries
- New, unexpected injuries & illnesses
- Bite wounds
- Swallowed objects & toxins
- Patella luxation
- Allergies
- Kidney disease
- Upper respiratory infections
- Urinary obstruction
And much more!
- X-rays, ultrasounds & CT scans
- Surgeries & hospital stays
- Medications
- Veterinary supplements
- Herbal therapy
- Physical therapy
- Advanced dentistry
- Prosthetic devices & carts
Claim on the spot at the vet, and only pay the gap
We pay your vet directly with GapOnly®^ so you can focus on ear scritches, not paperwork.
Your pet gets the treatment they need.
Your vet submits a GapOnly®^ claim which will be assessed in around 5 minutes.
Once approved, you simply pay the gap amount# (the amount not covered by your policy) and go!
*Terms, conditions and exclusions apply. See PDS for details. **Testimonials and customer experience may vary depending on individual circumstances. Claims are assessed subject to policy terms and conditions. ~GapOnly® is a trademark owned by PreSure (Australia) Pty Ltd. Meet our partners at gaponly.com.au/gaponly-insurance-partners/ #The gap means the difference between the vet’s invoice and the eligible claim benefit under the policy.