Looking for the best pet insurance in Australia for your kitten or cat?
Cats are especially good at hiding their symptoms, which can mean problems don’t become apparent until they’re severe. When your cat gets sick or hurt, your focus should be on getting them the care they need, not cost.
One Simple Plan
All pets get the best cover we have to offer with our one simple plan.
Lifelong cover.
Pay Your Vet
We can pay your bill directly to your veterinarian at any of our partner hospitals—just pay your portion and we take care of the rest.
No Payout Limits, No Sub limits
Cover will never run out because we keep paying all eligible claims.
90% High Cover
Our plan covers 90% of costs for all new injuries and illnesses after you meet your excess, if you choose to have one.
Trupanion has absolutely no benefit limits—per condition, per year, or for the lifetime of your cat. If you have an unlucky cat with a lifetime of serious health conditions or ongoing care, you’ll never get “cut off” from cover. We keep paying for all covered conditions, no matter the cost.
Why Choose Trupanion
What does cat insurance cover?
Simply put, we provide one simple plan that covers 90% of your unexpected veterinary costs. This includes hospital stays, diagnostic tests, medications, surgeries, and other treatments that arise when your feline friend is sick or hurt. Cover kicks in after you meet your excess and there are no limits on the amount we cover.
All new injuries and illnesses are eligible for cover.
What’s covered#
- Illnesses & injuries
- Hereditary & congenital conditions
- Diagnostic tests
- Surgeries
- Hospital stays
- Medications
- Veterinary supplements
- Prosthetic devices & carts
- Dental illness and injury
- and much more…..
Waiting periods
Cover includes all new injuries or illnesses that develop after waiting periods
Trupanion pet insurance (cat and dog insurance) has waiting periods that last 5 days for injuries and 30 days for illnesses.
What’s not covered**
- Exam fees
- Routine & preventative care
- Pre-existing conditions
Extra cover
Optional cover add-ons:
Recovery & Complementary Care for behavioural issues, and approved alternative and rehabilitative therapies.
Pet Owner Assistance Package includes coverage for holiday cancellation due to a sick pet, pet property damage, and more.
We provide 24/7 member phone support. Reach out to our friendly team today on 1300 328 042 to ask questions or get a quick quote
How much does cat insurance cost?
Pick a price that works for your budget with our optional flexible excess. If you want an excess, you can pick any amount up to $1000—or you can choose to skip having an excess at all. Plus, you can change your excess at any time by giving us a call.
You know better than anyone that your cat is one of a kind. That’s why your cat’s price is personalised for them.
Trupanion has a fair and unique pricing model, learn about how different our pricing is here in Australia. We’re here to show Australia how great pet insurance can be.
When should I get cat insurance?
The best time to think about insurance for your cat is when they’re a kitten or young adult. Every cat is prone to certain types of illnesses and injuries in each stage of life, so it’s important to be prepared every step of the way.
TIP: No cat insurance provider covers pre-existing conditions. Insuring your cat when they’re young or when you first bring them home helps you get the most out of your cover because they’re less likely to develop pre-existing conditions.
All it takes to get started is to get a quote.