What a better kind of pet insurance looks like
No payout limits – ever
We pay all eligible claims with no annual or sub-limits so you have more time for belly rubs.
Optional, flexible excess
Whether you’re budgeting for treats or toys, we’ve got options to suit your wallet.
Here for you 24/7/365
Sick pup at midnight? We’ve got you – no matter when.
Pet insurance coverage you can count on
More tail wags, fewer worries. We’ve got you covered for everything they need.
- New, unexpected illnesses & injuries
- Hereditary & congenital conditions
- Diagnostic tests
- Medications & supplements
- Surgeries
- Hospital stays
- And much more!
Helping pet parents sleep easier (and snuggle harder)
Over 98% of pet parents stay with us – here’s why.
“The best pet insurance!”**
Condition: Gastrointestina Disease
We purchased insurance when we brought our 2 puppies and one of our puppies was very sick from early on and will have ongoing issues and without the support of Trupanion, she may not have been able to have the care she has received. The compassion and efficient payouts from Trupanion are second to none.
– Kerrie-Anne, Queensland
Claim on the spot at the vet, and only pay the gap
We pay your vet directly with GapOnly®^ so you can focus on ear scritches, not paperwork.
Your pet gets the treatment they need.
Your vet submits a GapOnly®^ claim which will be assessed in around 5 minutes.
Once approved, you simply pay the gap amount# (the amount not covered by your policy) and go!
Need answers? We’ve got chew-toys and checklists
Is pet insurance worth it?
Most responsible pet parents can budget for their dog or cat’s routine care. But what happens when something unexpected arises? That’s where pet health insurance can be a lifesaver.
If your pet becomes ill or injured, relying solely on savings or emergency funds to cover veterinary costs can be risky. It’s hard to predict treatment expenses, especially if complications arise. With quality pet insurance, you can protect both your pet and your budget by helping to cover unexpected veterinary bills.
For many pet parents, this reassurance alone makes pet insurance well worth it.
How does Trupanion compare to other pet insurance providers?
We don’t mean to brag, but we believe the difference is clear. Trupanion offers lifetime coverage that gives you peace of mind—ensuring your furry friend has access to the care they need, no matter the cost.
Unlike many standard policies, we don’t limit coverage as pets age or develop chronic conditions. Our plan provides continuous coverage for both illnesses and injuries for the entire life of your pet.
And here’s what really sets us apart:
Only provider in Australia with this level of lifetime protection.
- No payout limits – ever.
- Coverage for high-risk conditions, such as hip dysplasia.
- Only provider in Australia with this level of lifetime protection.^^
How much does Trupanion pet insurance cost?
Every pet is unique, and so is the cost of their coverage. For example, a two-year-old Golden Retriever in Sydney may have a different monthly premium than a five-year-old Siamese cat in a rural area. Factors such as your pet’s breed, age, and the cost of veterinary care in your location can all impact your price.
To get the most accurate estimate, we encourage you to get a quote or give us a call, our team is happy to help.
Do you have a list of what Trupanion does and doesn’t cover?
We get it – you might be used to seeing long lists of covered and excluded conditions with traditional pet insurance. But we do things differently.
Instead of picking and choosing, we cover all* new, unexpected injuries and illnesses. We’d have to upload veterinary textbooks to list everything we cover! If it’s new and unexpected, it’s covered – that simple.
Does Trupanion cover routine vet visits?
No – and that’s intentional. We focus on covering what matters most: unexpected illnesses and injuries. By not covering routine expenses like wellness visits or preventative care, we help make it easier to budget for your pet’s regular care while providing robust support when the unexpected happens.
What veterinary hospitals can I use with Trupanion?
Any licensed veterinarian in Australia! Unlike some pet insurance providers that require you to use a specific veterinary network, we believe your pet deserves access to the best care, wherever that may be.
With Trupanion, you’re free to visit any licensed vet, specialist, or emergency hospital across the country.
Can I cancel my Trupanion policy at any time?
Absolutely. We want you to feel confident and in control of your pet’s protection. Life can change, and we understand that. That’s why you can cancel your Trupanion policy at any time, for any reason.
Our friendly, knowledgeable team is available 24/7, 365 days a year to answer any questions or help with your cancellation process.
*Terms, conditions and exclusions apply. See PDS for details.**Testimonials and customer experience may vary depending on individual circumstances. Claims are assessed subject to policy terms and conditions. ^GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd. #The gap means the difference between the vet’s invoice and the eligible claim benefit under the policy. ^^Lifetime cover is only applicable for pets that remain continually covered by Trupanion with no break in cover.
