A better kind of puppy insurance

Looking for the best pet insurance in Australia for your puppy?

Trupanion’s lifetime pet insurance cover with no payout limits or sub-limits comes with a 90% benefit and 24/7 member phone support.

If you’re looking for a list of things we cover you won’t find it here, simply because ALL new injuries and illness are covered!!


1 Simple Plan

One Simple Plan

All pets get the best cover we have to offer with our one simple plan.
Lifelong cover.

Claims Simplified

Pay Your Vet

We can pay your bill directly to your veterinarian at any of our partner hospitals—just pay your portion and we take care of the rest. 

No Payout Limits

No Payout Limits, No Sub limits

Cover will never run out because we keep paying all eligible claims.

Best Pet Insurance

90% High Cover

Our plan covers 90% of costs for all new injuries and illnesses after you meet your excess, if you choose to have one.

Why Choose Trupanion

What does Trupanion puppy insurance cover?

We keep paying for all covered conditions, no matter the cost. This includes hospital stays, diagnostic tests, medications, surgeries, and other treatments that arise when your canine friend is sick or hurt. Cover kicks in after you meet your excess (if you’ve chosen one).

All new injuries and illnesses are eligible for cover. Puppy (or pet) Insurance, with Trupanion is lifetime cover, as long as you continue to pay your premiums, Trupanion will continue to cover your puppy as they grow old into their very senior years (until they pass away).

What’s covered#

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts
  • Dental illness and injury
  • and much more…..

Waiting periods

Cover includes all new injuries or illnesses that develop after waiting periods

Trupanion pet insurance (cat and dog insurance) has waiting periods that last 5 days for injuries and 30 days for illnesses.

What’s not covered**

Extra cover

Optional cover add-ons:

Recovery & Complementary Care for behavioural issues, and approved alternative and rehabilitative therapies.

Pet Owner Assistance Package includes coverage for holiday cancellation due to a sick pet, pet property damage, and more.

Read more

How much does pet insurance cost?

You know better than anyone that your dog is one of a kind. That’s why your dog’s price is personalised for them based on a few different factors.

Pick a price that works for your budget with our optional flexible excess. If you want an excess, you can pick any amount up to $1000—or you can choose to skip having an excess at all. You can change your excess at any time by giving us a call.

You can see your personalised price now with a quick quote for your dog.

Trupanion has a fair and unique pricing model, learn about how different our pricing is here in Australia. We’re here to show Australia how great pet insurance can be.


When should I get pet insurance?

The best time to think about insurance for your dog is when they’re young and healthy (puppy or young adult). Every dog is prone to certain types of illnesses and injuries in each stage of life, and insurance helps you be prepared every step of the way.

TIP: No dog insurance provider covers pre-existing conditions. Insuring your dog when they’re young or when you first bring them home helps you get the most out of your cover because they’re less likely to develop pre-existing conditions.

All it takes to get started is to get a quote.