Looking for the best pet insurance in Australia for your puppy or dog?
Trupanion’s lifetime pet insurance cover with no payout limits or sub-limits* comes with a 90% benefit*.
One Simple Plan
All pets get the best cover we have to offer with our one simple plan.
Lifelong cover.
Pay Your Vet
We can pay your bill directly to your veterinarian at any of our partner hospitals—just pay your portion and we take care of the rest.
No Payout Limits, No Sub limits*
Cover will never run out because we keep paying all eligible claims.
90% High Cover
Our plan covers 90% of costs for all new injuries and illnesses* after you meet your excess, if you choose to have one.
What does puppy and dog insurance cover?
We keep paying for all covered conditions, no matter the cost. This includes hospital stays, diagnostic tests, medications, surgeries, and other treatments that arise when your canine friend is sick or hurt. Cover kicks in after you meet your excess (if you’ve chosen one).
All new injuries and illnesses are eligible for cover.
What’s covered‡
- Illnesses & injuries
- Hereditary & congenital conditions
- Diagnostic tests
- Surgeries
- Hospital stays
- Medications
- Veterinary supplements
- Prosthetic devices & carts
- Dental illness and injury
- and much more…..
Waiting periods
Cover includes all new injuries or illnesses that develop after waiting periods
Trupanion pet insurance (cat and dog insurance) has waiting periods that last 5 days for injuries and 30 days for illnesses.
What’s not covered‡
- Exam fees (optional cover add-on available)
- Routine & preventative care
- Pre-existing conditions
Extra cover
Optional cover add-ons:
Recovery & Complementary Care for behavioural issues, and approved alternative and rehabilitative therapies.
Consultations & Examinations Endorsement to cover the costs of consultations and exams conducted by a veterinarian during your policy period.
We provide phone support Mon-Sat 8am-10pm. Reach out to our friendly team today on 1300 328 042 to ask questions or get a quick quote
How much does dog insurance cost?
You know better than anyone that your dog is one of a kind. That’s why your dog’s price is personalised for them based on a few different factors.
Pick a price that works for your budget with our optional flexible excess. If you want an excess, you can pick an amount up to $1000—or you can choose to skip having an excess at all. You can change your excess at any time by giving us a call.
You can see your personalised price now with a quick quote for your dog.
When should I get dog insurance?
The best time to think about insurance for your dog is when they’re young and healthy (puppy or young adult). Every dog is prone to certain types of illnesses and injuries in each stage of life, and insurance helps you be prepared every step of the way.
TIP: No dog insurance provider covers pre-existing conditions. Insuring your dog when they’re young or when you first bring them home helps you get the most out of your cover because they’re less likely to develop pre-existing conditions.
All it takes to get started is to get a quote.